Building a Modular Addition
A brief summary of Chapter 8 "Building a Modular Addition" (16 pages) in The Modular Home , by Andrew Gianino, President of The Home Store
Modular construction is a great way to build an addition. You get the quality and price advantage that modern modular homes are known for along with faster build time. Speed is particularly beneficial when building modular home additions, since the construction will temporarily disrupt your family's life, especially if you remain in your home while the work is being done.
Modular home additions come in two types. The most popular type is attached to the side of a home to create either a separate living unit, such as an in-law apartment, or additional rooms, such as a new kitchen, dining room, and great room. Some customers build an in-law apartment at the same time that they build a new modular home. The second type of modular addition is set on top of a one-story home to make it into a two-story.
This chapter answers the following questions about building a modular addition:
General modular construction issues
The hip roof and dormers create a stately look as well as useable attic space
Before you spend too much time considering an addition, find out whether or not you can build one, and what will be required if you can. There is any number of issues that can prevent you from going forward. Not surprisingly, several of the issues that affect your ability to build an addition are the same as those that can restrict what you can do with a particular building lot. (For more information, see chapter 6 (17 pages), " Finding and Preparing a Building Lot ".
This chapter will explain how the following issues will affect your ability to build an addition:
Financing your modular addition
Before entering into a contract to build an addition, determine how you will pay for it. If you intend to use a lender to finance the construction, you may have a choice of either an equity or a construction loan. To use an equity loan, you must have sufficient equity in your home, since the lender will only allow you to borrow against that equity. An appraiser hired by your lender will determine the amount of equity in your home. If you owe money on your home but the mortgage is small, the appraisal is less likely to matter, since the lender will have sufficient collateral even with a low appraisal.
If you have little equity in your home, and need a construction loan, the lender may require a down payment. It will also want an appraisal of your home that includes the proposed addition. Before you spend too much time exploring modular home construction costs, speak with a couple of lenders to see what they can do for you.
For more information, see chapter 9 (16 pages), " Financing a Modular Home ".
Modular home addition pricing, specifications, and plans
If you are able to build an addition, you will need to work with each of your dealer candidates to determine modular home additions pricing and specifications. The steps will be essentially the same as for building a single-family modular home, except that you will probably need at least one of the dealers to help you create custom modular home additions plans. For more information, see chapter 2 (26 pages), " Selecting a Dealer ," in The Modular Home.
Although most manufacturers build additions, few offer standard house addition plans. Many standard modular home plans, however, can do double duty as additions. For example, small ranch modular homes can serve as in-law apartments, and the second story of an appropriately sized two-story can work as a second-story addition. For more information, see chapter 3 (55 pages), " Designing a Home ," in The Modular Home .
You must provide prospective dealers with photographs and approximate measurements of the inside and outside of your home. This will help them create a design that meets your needs and fits your existing home. When you sense that a particular dealer can help you, invite him to see your home and take his own measurements.
Working with a general contractor
When building a modular home, it is recommended that you hire a general contractor (GC) with modular-home-construction experience. In some respects, this advice is even more important when building custom modular home additions. There are usually a number of surprises when building an addition, regardless of the type of construction. Most of them derive from the fact that you are connecting a new structure to an existing structure that was not specifically designed to accept it. Surprises are typically more frequent and complex with an older existing home. Construction surprises almost always cost money and time, and they can cause personal stress, especially if you remain in your home throughout the project. The best way to manage the challenges of building an addition is to have a professional GC directing the activities. For more information, see chapter 5 (20 pages), " Selecting a General Contractor ," in The Modular Home.
The GC tasks will be similar to those in building new modular homes. For more information, see chapter 7 (51 pages), " The General Contractor's Responsibilities ," in The Modular Home. These tasks include completing the site work, foundation, plumbing, electrical, heating, and interior and exterior carpentry. The GC will need to build any site-built structures you need, such as a deck. He will also be responsible for completing some construction tasks that are unique to building an addition. The following are examples of GC responsibilities that will be discussed in this chapter:
Building an attached modular addition
Attached modular additions are sometimes built to create a separate, additional living unit and sometimes to create more living space. Most zoning boards consider any addition with a separate kitchen to constitute a separate living unit, which requires that the wall between the two units serve as a "fire stop." This chapter will explain how this can be done. It also discusses the following issues relating to building an attached modular addition:
Second story modular additions
If you are building a second-story addition, you are most likely doing it to create more living space rather than a separate living unit. The GC will turn your one-story into a two-story by removing the roof from your home and immediately setting the new second story with its own built-in roof on top.
When a ranch is made into a two-story, it can look like a brand-new home.
The speed of modular construction is a tremendous benefit when building a second-story addition, since the addition can be set in place within hours after the roof is removed from your existing home. Once the addition is in place, the inside of your home is protected from a sudden storm. A site builder cannot realistically protect your home as quickly. Another advantage is that the second story can be finished faster. This means your family can use the upstairs more quickly, even if it must wait to enjoy the downstairs until the remodeling is completed. This chapter discusses the following issues relating to building a modular second-story addition:
To learn more about building a modular home, read excerpts from the other chapters of The Modular Home (325 pages), by Andrew Gianino, President of The Home Store: